Edd qualification payment sdi

https://ir.pyrogenesis.com/news-releases/news-release-details/pyrogenesis-signs-breakthrough-contract-first-commercial-tonne
Initial 5-Tonne Order Includes Conditional Agreement for 6 Additional Tonnes; Down Payment Received, May 30, 2023 (GLOBE NEWSWIRE) -- PyroGenesis Canada Inc. (http://pyrogenesis.com) (TSX: PYR) (NASDAQ: PYR) (FRA: 8PY), a TSX30® and a Deloitte Canada Clean Technology Fast 50™ high-tech company (the “Company” or “PyroGenesis”) that designs, develops, manufactures and commercializes advanced plasma processes, high quality plasma atomized metal powder for 3D printing, and sustainable solutions which are geared to reduce greenhouse gases (GHG), is pleased to announce that the Company has received a signed order for five (5) metric tonnes, or 5,000 kg, of its plasma atomized titanium metal powders for 3D printing. In addition, a down payment has been received.
“This order for 5,000 kg is the first “By-The-Tonne” commercial order received by the Company for its atomized powder titanium metal powders produced using the Company’s NexGen™ plasma atomization system,” said Massimo Dattilo, VP, PyroGenesis Additive. “This represents our full entrance into the titanium metal powders marketplace.”
The client (whose name is being withheld at its request) is an advanced materials company in the United States. For clarity, this client is unrelated to the global aerospace OEM client for which the Company continues the qualification process to become an approved supplier.
Additionally, this new client has placed a provisional order for a further six tonnes (or 6,000 kilograms), contingent upon the client determining, at its discretion, the appropriate demand for additional powders.
“With a goal to produce the highest quality metal powders in the additive manufacturing industry, PyroGenesis Additive has taken a cautious, methodical approach towards commercialization of its powders as we designed, then readied, our new NexGen™ plasma atomization process,” continued Mr. Dattilo. “As mentioned in our previous releases, we started with sample batches for key customers measured in dozens of grams, then progressed to small commercial orders of 100kg each, with the stated goal to then move up to commercial production and sales “By-The-Tonne”. This has now been achieved with this multi tonne order.”
This order will be completed at PyroGenesis’ state-of-the-art production facility in Montreal, Quebec, Canada. The majority of the initial 5 tonne of titanium metal powder order will be shipped during the second quarter of 2023, with the balance of the order set for completion before the end of the third quarter 2023.
The Company’s development of high-quality titanium metal powders is part of the Company’s three-tiered solution ecosystem that aligns with economic drivers that are key to global heavy industry. Metal powders is part of the Company’s Commodity Security & Optimization tier, where the recovery of viable metals, and the optimization of production to increase output, helps to maximize raw materials and improve the availability of critical minerals. Titanium has been identified as a critical mineral by the Canadian government.

https://quantisnow.com/insight/4571857
nitial 5-Tonne Order Includes Conditional Agreement for 6 Additional Tonnes; Down Payment Received, May 30, 2023 (GLOBE NEWSWIRE) -- PyroGenesis Canada Inc. (http://pyrogenesis.com) (TSX:PYR) (NASDAQ:PYR) (FRA: 8PY), a TSX30® and a Deloitte Canada Clean Technology Fast 50™ high-tech company (the "Company" or "PyroGenesis") that designs, develops, manufactures and commercializes advanced plasma processes, high quality plasma atomized metal powder for 3D printing, and sustainable solutions which are geared to reduce greenhouse gases (GHG), is pleased to announce that the Company has received a signed order for five (5) metric tonnes, or 5,000 kg, of its plasma atomized titanium metal powders for 3D printing. In addition, a down payment has been received.
"This order for 5,000 kg is the first "By-The-Tonne" commercial order received by the Company for its atomized powder titanium metal powders produced using the Company's NexGen™ plasma atomization system," said Massimo Dattilo, VP, PyroGenesis Additive. "This represents our full entrance into the titanium metal powders marketplace."
The client (whose name is being withheld at its request) is an advanced materials company in the United States. For clarity, this client is unrelated to the global aerospace OEM client for which the Company continues the qualification process to become an approved supplier.
Additionally, this new client has placed a provisional order for a further six tonnes (or 6,000 kilograms), contingent upon the client determining, at its discretion, the appropriate demand for additional powders.
"With a goal to produce the highest quality metal powders in the additive manufacturing industry, PyroGenesis Additive has taken a cautious, methodical approach towards commercialization of its powders as we designed, then readied, our new NexGen™ plasma atomization process," continued Mr. Dattilo. "As mentioned in our previous releases, we started with sample batches for key customers measured in dozens of grams, then progressed to small commercial orders of 100kg each, with the stated goal to then move up to commercial production and sales "By-The-Tonne". This has now been achieved with this multi tonne order."
This order will be completed at PyroGenesis' state-of-the-art production facility in Montreal, Quebec, Canada. The majority of the initial 5 tonne of titanium metal powder order will be shipped during the second quarter of 2023, with the balance of the order set for completion before the end of the third quarter 2023.
The Company's development of high-quality titanium metal powders is part of the Company's three-tiered solution ecosystem that aligns with economic drivers that are key to global heavy industry. Metal powders is part of the Company's Commodity Security & Optimization tier, where the recovery of viable metals, and the optimization of production to increase output, helps to maximize raw materials and improve the availability of critical minerals. Titanium has been identified as a critical mineral by the Canadian government.

I just wanted to know how long it could take for EDD to process my paper form, since I mailed a paper SDI form with Part A completed and it was received on 5/12 and it has already been two weeks.
Would I also be receiving mail back about this claim with the receipt number?

I am returning to work this week in California after being on a leave and SDI for approximately 5 months. I have not fully recovered, but am attempting to return to a full-time schedule with my doctor’s approval.
In the event that my same disability causes me to once again need to take leave, do I need to file a new SDI claim? Or is there a process to re-activate my already existing SDI claim since it’s covering the same disability? I was on automatic payments if that makes a difference.
I read an online source that said if you return to work for less than 60 days and once again need leave and SDI for the same disability, then you can still be covered under your previously existing SDI claim. However, I don’t see any info on the CA Edd website confirming this or explaining how to go about re-activating the claim if needed within 60 days of the return to work date.
Can anyone provide any insight? Thank you.

Hey everyone!
I am an upcoming second year wet lab grad student located in the US and I am debating taking a break from my program. There are many factors that affects my consideration for a break.
First, I am not too sure if I am really passionate about my research. I do not mind my project/research but I am not overly excited about it. Science is interesting but I do not feel the joy as much as my peers. My PI is honestly fine as they treat me like a human and their personality fits with mines.
Second, taking a break would be nice. I joined my program right after undergrad so I did not have any time do any internships/work, rest, and explore what I like (career and research wise). Also, constantly working almost everyday, TAing, taking classes is very mentally tiring. I would arrive home late and barely have time for myself since I knockout early and wake up early the next day.
Lastly (and one of the biggest reason), I am not in a good financial position right now. I have payments to payoff and living in an expensive city with a low pay makes focusing on my research difficult. The thought of money and payments has been plaguing my mind for a long time and I would like to solve this problem as soon as possible.
I would like to work in industry for a year or two so I can gain work experience, be in a better financial position, and form connections. Also, it is nice to get out of academia, not worry about teaching, and feeling pressured for results. I am worried if I will ruin my relationship with my PI by taking a break. I would like to still strive for a PhD and stay in the same lab I am currently in. Right now, I believe that it is the wrong timing in my point in life to start my PhD.
I was considering taking a break/gap year after I either meet the Master's requirement and/or complete my qualification exams. Has anyone taken a break before? What are your experiences like?

tl:dr; An extensive post on prior authorizations, copays, coupons and getting Wegovy covered. Recommended reading if you haven't started the process yet, want to get Wegovy covered on your insurance, or if your prior auth request was rejected. I talk about copays, the prior auth process for first doses and for dose increases, and what kinds of things you might need to qualify to get Wegovy covered by your plan.
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I want to preface this post by stating that I am a pharmacist, but not currently working as a pharmacist. I have loads of experience dealing with insurance companies and the prescription billing process. I worked in a retail pharmacy for 25 years. I have also worked for an insurance company as a pharmacist. I started Wegovy 3 weeks ago and I had to go through a 6 week process of cooperating with my doctor's office and the insurance company to get it covered, and I wanted to share the process I went through and some tips for anyone trying to get it covered for themselves.
I cannot promise that following what I have done will work for you, each plan does it's own thing and make their own decisions.
I will not be discussing supply issues here, this is not the post for that.
I started with visiting the website and looking at what indications the med was for. Indications mean which medical conditions and symptoms has the drug been approved by the FDA to treat. According to the Wegovy website Wegovy.com , " WEGOVY® (semaglutide) injection 2.4 mg is an injectable prescription medicine that may help adults and children aged ≥12 years with obesity (BMI ≥30 for adults, BMI ≥ 95th percentile for age and sex for children), or some adults with excess weight (BMI ≥27) (overweight) who also have weight-related medical problems to help them lose weight and keep it off. Wegovy® should be used with a reduced calorie meal plan and increased physical activity"
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This information gave me clues as to what the insurance company is expecting for the basic qualifications in the prior authorization request:

1. BMI 30 or above, or BMI 27 or above with weight related health issues
2. Reduced calorie meal plan
3. Increased physical activity

There are more qualifications that each insurance company will require to make sure that the medication is deemed appropriate for you. I had the basic qualifications, so I felt like I had a good chance of getting it covered. I did some more research. I googled "Wegovy Prior Authorization Criteria" and found some links for some common insurance plans. I didn't find mine, so I checked out a few of the ones listed to see what other kinds of criteria my insurance might want. This pdf was helpful and I thought was a good example: Wegovy Caremark Criteria . This form gives their interpretation of what their specific conditions are for coverage, and if I met those, I felt I probably qualified under my own plan.
I talked with my doctor, she had done prior auths for Wegovy before so she knew a few of the things they wanted, so she took notes and had her assistant send in the prior authorization request with the following information:

1. Has the patient tried a structured diet (keto, vegan, DASH, etc) in the last 12 months? yes, Keto and other low carb. stopped due to cholesterol levels
2. Has the patient tried a behavioral weight loss plan (Weight watchers, Noom, etc) in the last 12 months? yes, Noom. It helped somewhat, but was too expensive for me.
3. How much exercise does the patient participate in per week? Gym membership? Walking 3 times per week for 30 minutes, no gym membership
4. What's the patient BMI? 36
5. Does the patient have any obesity related health conditions such as obstructive sleep apnea, dyslipidemia (high cholesterol), hypertension (high blood pressure), or type 2 diabetes? yes. apnea, dyslipidemia, hypertension.

The initial request was sent in to the insurance. According to them, the initial request was missing information. My plan requires the remaining information to be submitted to them by the provider within 24 hours of the initial request in order to process the authorization. Since it was after 5pm, they said they were not able to contact the office, so they sent a fax request for more information. Of course my office doesn't look at faxes as soon as they come in, they are busy seeing patients!
The 24 hour deadline came and went, and I received a rejection letter in the mail from the insurance plan. I called them for more information on the letter, to find out what information was missing and what needed to be done.
Here are the questions I asked and their answers (THESE ANSWERS ARE SPECIFIC TO MY PLAN, YOURS WILL PROBABLY BE DIFFERENT):

1. What information is missing from the original authorization request? A statement from the provider that the patient is not pregnant and patient has no contraindications to using the medication. (A contraindication is any reason why a person should not use the med, like having thyroid cancer or being allergic to the active ingredients)
2. How can the provider submit that missing information to you? An appeal needs to be filed. The provider needs to send a letter or another prior authorization request to us that includes the missing information.
3. Can I start the appeal process myself? You can start the appeal process, but we will still need information from the provider.
4. Does the form need to be faxed to you or sent to you online? The provider can submit either by fax or via an online prior authorization service. Either way works for us.
5. If my office faxes you, is there a specific form that they need to use? No, just their own standard office prior authorization form works.
6. Is there any other information or requirements that the original prior authorization request missed? No, just those 2 items.
7. How long does the authorization process take? After the appeal is received by our office, we have 28 days to review and give a determination.
8. How will I know if it has been approved? Do you contact me or the pharmacy? We will contact your doctor's office first, and you will receive a letter in the mail with the determination. You may also call us back anytime over the next couple of weeks to check the status. It will be given a due date, and we can let you know what date has been assigned once we have received the appeal.

Satisfied that I had gotten all of the answers I needed, I emailed the medical assistant at the office and requested that they send the additional information to my insurance and start the appeal. I emailed the questions and answers that I received during my phone call to give her all the information she might need to get the request submitted properly. I was SUPER NICE AND PATIENT with her, as I know she has loads to do and might not be able to get to it right away. I told her in the email that I appreciated all the time and effort she was giving to help me get this covered.
After a couple of days, I received an email from the assistant with a notification that the insurance company wanted me to sign a release form to allow the assistant to 'vouch' for me for the appeal.
The rest was just waiting and checking back with the insurance plan about once a week. It was approved after about 3 weeks of checking back.
SUCCESS! The approval was for the first strength, Wegovy 0.25mg weekly. The whole process was about 6 weeks because I didn't want to bug my medical assistant more than once a week.
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Now the question is: do I need another prior authorization for a new dose? I called the insurance company again. Questions and answers (again, these are SPECIFIC TO MY PLAN) :

1. Do I need another prior authorization to go to the next dose for Wegovy? Yes. But the process is a little easier for the dose increases.
2. What is that process? Do they have to send all the original information again for the new dose? The provider submits a generic prior authorization request, but this time, the only real notes that need to be included are a statement to the effect of "Dosage increased per FDA recommendation".
3. I am expecting to have several dose increases. Does each prior auth have to be done separately, or can the provider request all the doses at once? First, I need to tell you that prior authorizations can be requested up to 30 days before the prescription is filled. Because of that, the provider can only request 2 doses at a time. If they use an online form, they would need to send the dose requests separately. If they fax us, they can just write in the comments or cover letter "Wegovy 0.5mg AND Wegovy 1mg".

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My plan is to send these questions and answers to my medical assistant again, a few days before my next appointment, with a reminder to her that I will be asking my provider to increase to the next dosage, Wegovy 0.5mg, and expect to increase to the next strength 28 days after, and ask SUPER NICELY if she would please send that prior authorization request for the next 2 doses after my upcoming appointment so there's not a big delay in being able to received my next dose.
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TIPS:

1. Figure all this out ahead of time so you aren't disappointed and/or waste a trip to the doctor or waste everyone's time if you don't meet the qualifications for your insurance plan. There are so many people involved in getting you this med, that if in the end you don't end up getting it, it's a huge waste of time and resources. Just think of all the people involved: the scheduler for the appointment, the med assistant, the provider, the person submitting the prior authorization request at the office, the pharmacy technician, the pharmacist, the prior authorization people at the insurance company, etc.
2. You can contact your insurance plan before you even talk to your doctor. Ask to speak to a pharmacy services representative, and if they are not able to answer your questions, ask to speak to a representative in the pharmacy prior authorization department. Ask all the questions listed above, write all the answers down and take them to your doctor if you qualify.
3. Make an agenda before your appointment. Write down all the answers to the qualification questions that you discovered by contacting your insurance company, and hand it to your assistant at the beginning of the appointment, so it's easy for your provider (or scribe) to just throw it in your office note at the appointment.
4. Pretend like your medical assistant or prior authorization specialist at your provider's office has no clue. What I mean is that they know how to submit the authorization, but there are so many insurance plans that there is no possible way for them to know each plans process and requirements for the authorization submission for each medication. A lot of times it's a trial and error thing. Send it and see if it 'sticks', if not, change it up and send it again. It's a heck of a lot easier on them (and more efficient for you) if you give them the requirements that you learned by calling your insurance ahead of time.
5. While you wait for a determination, calling and asking your pharmacist "is it covered yet" is NOT helpful and it actually costs the pharmacy money! Each time a claim is submitted or attempted - sent to your insurance plan through the computer, there is a charge for the transmission. It's best to keep in contact with your insurance plan and call them daily or weekly, or visit your plan's online portal to see if they have updated the authorization. They also get cranky when you keep calling - they are busy as heck!
6. Sometimes even after the prior authorization has been approved, it might still reject at the pharmacy. When claims are processed through that have dollar amounts higher than $1000, they often will get 'stuck' at the processor. I believe it's a code 78 rejection. The pharmacy technician will need to contact the help desk to get this resolved (phone number should be provided in the claim rejection information).
7. Be patient.

COPAYS
Quick note on copays. When you contact your insurance plan about the requirements for coverage, ask at that time what YOUR copay for the med will be, once it's approved. A lot of things determine what that amount will be. Do you have a high deductible plan? If so, even though it's "covered" it could just apply to your deductible and you will still see a very high dollar amount at the pharmacy.
If you don't find that out ahead of time you could go through this entire process only to find out at the pharmacy that it's still $1200 a month because of a deductible or it's a certain 'tier'. How frustrating!! and then you will probably get mad at the pharmacy because you went through all that trouble and it's still too much. (It's not their fault!)
Do you have a coupon? Do you qualify? The Wegovy website has a coupon or payment assistance plan that you can sign up for that can take a certain dollar amount off your copay. READ THE FINE PRINT! If you have an insurance plan that is funded by the government such as Medicaid, Medicare or Tricare, you are not allowed (by law) to use a coupon if it's billed to that plan. They also can rescind or modify the offer at any time, so if it doesn't work for you don't @ me.
Good luck!
Also - vote for people that will fight for a better healthcare system in the US because this whole process is just UGH

this is more a question out of curiosity than necessity. do UI payments get paid out automatically after certification, or does an EDD worker have to manually approve it? the first time I had a claim years ago it seemed like sometimes it would take days for the payment to be made, but now it usually only takes a few hours after I certify. does anyone know?

Howdy folks! I just wanted to share some parts of my experience buying a car from Carmax.

• May 20th (Saturday): My car shit out on me the week before, so I started looking around online. Caravana wanted $5k+ down for every car (I have 700+ credit so I thought that was strange) so I looked at Carmax. Searched the car I wanted, saw a model that I fell in love with online and fit all of my qualifications, and sent in a request to have it transferred two hours away to the closest store near me.
• May 21st (Sunday): The store in which my car was being transferred from received my request.
• May 24th (Wednesday): The store I requested to ship my car to received my vehicle.
• May 26th (Friday): All inspections had been conducted on my car and it was made sellable to me.
• May 27th (Saturday): I go over all of the paperwork with an associate at the store and set up the emails for my e-Signature
• May 29th (Sunday): Go to my Carmax during my appointment time and walk out with my car thirty minutes later.

Overall, I had a really great experience with buying from Carmax. I'm 25 (F), and one of my main concerns was a quick and easy buying experience so I could get back on the road ASAP. I'm also a graduate student, so affordability and lower monthly payments were also my goal. Everyone has different needs when they're buying a car, so if you find yourself in the same boat as me, here are some things that may be helpful in your search:

• Your co-buyer needs to be present during your appointment. Despite having good credit, I wanted to make sure that I was able to get the best APR possible. While this might be a "duh!" to some people, if you're inexperienced with buying a vehicle, then this is important to note. Some stores may make exceptions for you, but I wanted to walk away with the car without worrying about the documents making it safely to my co-buyer and then back to the store.
• If you plan on doing express pick-up, you are required to upload documents online. I mention this because for younger folks looking to purchase a vehicle, gathering documents can be confusing and frustrating. Because I uploaded these documents, I only had to bring my license with me to my express pick up appointment, where I paid my down payment as well. I financed with Carmax, and here's what I was required to upload:
  • My driver's license (as did my co-buyer)
  • Pay stub
  • Address verification (for college students with multiple addresses due to off-campus housing, make sure the address you use on the financing application matches the address you plan on using for verification. I used a credit card statement for this, you can look on their website for what else they would accept)
  • A selfie (lol; as did my co-buyer)
  • Insurance binder: This is not your ID card, but your declarations page. You have to make sure the car is insured before you can drive it off of the lot.

Every single associate I talked to at Carmax was kind, helpful, and knowledgeable. Obviously my experience is not indicative of what everyone's will be, but I'm incredibly happy with my purchase and hope that I can help some other inexperienced folks out :-)

BLUF: This is long and just personal perspective. I understand a lot of you will disagree with some of the points, if you're able to read through the novel below. Feel free to provide tips/advice that you've learned over the years in the comments.
Yesterday there was a popular post on this subreddit where the OP asked how people were doing financially. I spent about an hour on that post just reading through people's comments, a lot of which were rather bleak in outlook. That post, and comments, are what drove me to make this post. I'll be upfront with this, I personally do not call myself "financially savvy," nor do I possess any financial planning qualifications. All I have to my name is some years of experience where I flip-flopped between fucking things up religiously and doing ok, followed by a few (5 or so) years (up until now) of doing things "right" in my mind's eye.
So, here's the deal. I've been a broke-ass E-3, E-4, E-5, and E-6. I've been a broke-ass single-income family with a wife and a kid. I've been a broke-ass single parent, going through a divorce. Mixed in with those "broke-ass" periods were other periods where I was financially stable and had very little financial stress. I'll get into the "Why" of that below. Around 5 years ago is when I decided to get my shit together financially; I did that as an E-6 and have thrived since. I'll be the first to acknowledge I have been fortunate in my career in the AF and am fully aware that promoting to E-7 and then going to OTS has contributed GREATLY to my financial security. But the paycheck alone is not a magical end-all-be-all to financial security; after all, I've met broke O-5's who are broke simply because they can't control their spending.
Enough with that, on to the advice:

1. Address your relationship with your money. Your relationship with money is one of the single-most important relationships you will have during your lifetime (spouses/children/family aside). If you are indifferent towards your money, your results are likely to be disastrous. You are the architect of your financial success, own it and don't be indifferent. Also, they're right, stop buying Starbucks. It's not the Starbucks that is killing you, it's what the Starbucks represents. Impulsiveness. Impulsive nature is a financial wrecking ball. Truth be told, my own struggles and the struggles of many I've observed/helped have heavily been tied to impulsivity.
   
2. Do some research on your financial behavior. Go back the last 6 months and add up ALL your expenditures by category; do this periodically even if you are financially stable, it's great homework. Put a dollar amount on how much you have spent on: groceries, eating out, car payments, car insurance, gas, cellphone, subscriptions, etc. I think you get the point. Do this so you can see exactly what you have been doing; this may be painful as you gain a new perspective on what you do. You'll already start to see some of the fat you can trim and, importantly, you will be able to get a baseline for the next tip. The budget.
   
3. Build a budget and be disciplined. Earlier I mentioned how I personally had periods of being broke and financially stable periods, all at the same income level. The budget was the single-most critical factor in determining whether I would be broke or financially stable. I CANNOT possibly overstate the importance of developing your budget and following it in a disciplined manner. To develop your budget, use the data you acquired in the previous tip; with that data, you already know what areas you can or can't reduce spending in. Finally, your mentality towards your budget is probably harmful and needs to be addressed. People often view their budget as a financial prison, an automatic "No" to the things they'd like to do. But it's actually the absolute opposite. Your budget is the thing that provides you the ability to say "yes" responsibly to the things you want. I'll expand on how it's a "yes" later.
   
4. Save for retirement first. After you have developed your budget, you'll have an idea of what you can spare for your retirement. Don't talk yourself out of it. Just set it and forget, you'll rarely find yourself in need of the money or realize it's even gone. The "save for retirement first" mentality and the budget are the two things that have turned my personal financial outlook around. For you BRS folks, shoot for 5% minimum to max the match. Never in your life will you get a 100% return on your investment, except for when you get that match. Even if you're in the old system, figure out a percentage you can do without and just contribute. I know right around now, some of you are probably in your own heads already screaming "I can't contribute if I don't have money," and I hear you. I do. Just realize, at this point, these things all have to work in tandem for you to be successful. Understanding how you spend feeds into reducing your expenditures and developing your budget, which in turn controls your impulsiveness and frees up money for contributions to retirement.
   
5. Project your money. Projecting your money into your budget is what gives your budget the ability to tell you "yes" to things you want to do. Once your budget is developed, start funding the categories with the money in your bank account. There are some software options that make this incredibly easy. Personally, I started using YNAB a while ago and I love it. I've also used a calendar, a notebook, and the envelope system. Just find a method that works for you. Once you project your money and you know you have $100 sitting in your clothes category, you won't feel the same anxiety when you're considering purchasing something, because your budget is already telling you to go for it.
   
6. Kill your debt. Place an emphasis on eliminating all of the debt in your life, aside from a mortgage. Life's far better when you don't have the stress of paying someone else on your mind. Free up the money you are spending on debt to do other things. No car payment means you have $500 extra a month to invest or enjoy.
   

Other pieces of advice:

1. Credit cards. Stay the fuck away from them unless you are disciplined financially. Personally, I have an impulsive personality which is difficult for me to control, I don't have credit cards for this reason alone. If you are a disciplined person, I totally understand why you may choose to have a credit card.
   
2. Transportation. Absolutely stay away from car related debt. From what I have observed, a car payment is a close second to impulsive nature when it comes to financial stress. Now, I'm not saying you can't have a decent reliable car, or a fun car if that's your hobby. Just stay away from debt and make your purchases in cash. Another relevant point here is to be reasonable in what car you need, or if you need a car at all. If you're an airman in the dorms, you can probably get away with no car in a lot of locations. While in the dorms, save for a car and make that purchase when you need one. If you are a family with only one person working, a single car will likely suffice. For a lot of folks, motorcycles are far cheaper to operate and an absolute blast. Public transportation is available in a lot of areas as well. As a MSgt, I drove a $1,200 Corolla with 200K+ miles on it as my commuter, drove it cross country a few times as well. I did this for a few years, and excluding gas, the cost of owning/operating that car was like $90 a month or something when I did the math. Super cheap!
   
3. Vacations. They can be had for cheap. But like cars, be reasonable with what you can afford. Hawaii sounds fucking awesome, but it's not affordable for every person, especially at low-income levels. Look for things you can do more local and affordable, that are still enjoyable. The whole "a base is what you make of it" line of thinking somewhat feeds into this. I'm not saying Minot sucks cause you let it suck, Minot does suck. But, look for the things that you can do that don't drive up travel and lodging costs, that are still enjoyable for a vacation.
   
4. For families with children, learn to shop for clothing cheap. I have 4 kids and our clothes, for the most part, come from places like Goodwill, Savers, Ross, etc. or they are purchased when clothes are on sale at places. When kids outgrow clothes, I donate them to the Airman's Attic.
   
5. Groceries, get your shit under control. I don't know what else to say. I live in a HCOL area. I feed a family of 5 on less than $200 a week. And we eat pretty well. We don't have steak every night, but we do have steak. Learning to cook for yourself is a great thing. You'll always have high-quality food on tap. My wife and I's approach is that we cook dinner every night and have the leftovers for lunch. We tend to do 90% of our shopping on the outer ring of the grocery store, so think produce, dairy, meats, etc. We minimize our purchases of refined boxed foods.
   
6. Hobbies. The hobbies you indulge should be determined by your financial state. If your broke as shit, don't go buy a GT-R because you're a car guy. Find a way to enjoy your hobbies in a way that is affordable or explore a lower cost hobby. Myself as an example, I'm a huge car guy. I do have a fun car at this point in life and one I am restoring, but they absolutely take a backseat when compared to other priorities like saving for retirement and putting food on the table. But to indulge in my car hobby, I volunteer at a local racetrack in my free time so I can be around what I love. It's been an awesome experience and costs no more than the gas to get to the track. Hiking and camping are incredible hobbies that are low cost and improve your mental and physical health. Anytime we can double up benefits, it's a good move.
   
7. If you are low income, absolutely search out the benefits that are available you. WIC was available when I was an E-3 with a wife and kid. Don't be too proud to accept some of these resources. They're here for you, use them!
   
8. Second job. Get one if necessary and if you can handle it. They suck, and you'll get burned out. But even if you can get one long enough to pull yourself out of debt, do it.
   

I think I'm done. I know that's a lot and it's not all inclusive, they're just major things I've noticed in others and myself over the years. Sorry if anything is disjointed in my ramblings.

What is the role of medical coders, and what skills and qualifications are required for this profession?

Medical labeling is crucial for several reasons. First, it helps medical personnel accurately track results and record patient care. Second, it enables precision and consistency in medical records, which is essential for quality assurance and research. Third, insurance companies, government programs like Medicare and Medicaid, and other financial activities all depend on medical coding. The process of medical coding is essential because it improves patient care, ensures the correctness of records, and facilitates financial processes in the healthcare industry.
📷
Numerous colleges and universities offer certificate or degree programs in medical coding. These programs often teach medical vocabulary, anatomy and physiology, coding rules and regulations, and coding software. Some programs also provide clinical practicums or internships to give students hands-on experience. After completing their education, medical coders have a wide range of career options. As was previously said, medical coders can operate in a range of settings, including hospitals, clinics, doctor's offices, and insurance firms. Jobs in remote computing are also growing in demand. Medical coding offers stable employment, competitive salary, and excellent benefits. The demand for skilled medical coders is likely to stay high for the foreseeable future as the healthcare sector is anticipated to expand even further.
Typically, a high school diploma or equivalent is needed to work as a medical coder. A formal medical coding training program that might run anywhere from a few months to a year or more must also be completed. Some employers can favor or demand that candidates hold certifications from renowned bodies like the American Health Information Management Association (AHIMA) or the American Academy of Professional Coders (AAPC). These credentials attest to the fact that you have met particular requirements in terms of education, work history, and certification exam success.
Using the CPT®, ICD-10-CM, and HCPCS Level II categorization systems, a medical coder's primary responsibility is to examine clinical statements and assign standard codes. Contrarily, medical billers handle and monitor the claims that healthcare providers submit to health insurance companies in order to be reimbursed for the services they offer. For the purpose of making sure invoices are paid correctly, the medical coder and medical biller may be the same individual or they may collaborate. The coder examines the patient's medical record (i.e., the transcription of the doctor's notes, ordered laboratory tests, requested imaging studies, and other sources) to confirm the work that was done in order to support a smooth coding and billing process. To prevent insurance payment denials, they cooperate.
The National Institute of Medical Coding was founded with the singular goal of providing lucrative job chances to unemployed Indian graduates and improving their employability in Medical Coding. The National Institute of Medical Coding has cutting-edge facilities and technology. Trainers are CPC-certified and have extensive training expertise. The curriculum at the National Institute of Medical Coding is of international standard and is regularly updated. Aside from technical training, the National Institute of Medical Coding concentrates on the holistic growth of the trainee, with a particular emphasis on soft skills and interview preparation...readmore

Hi there, my name's Osamu - a UI Designer (proof: https://osaka-portfolio.com/) looking for a Systems Programmer to help me with a passion game I call 'PRJCT_PHNTM'!
'What's PRJCT_PHNTM?'
Good question! PHNTM is a Top-Down Visual Novel and complementary Side-Scroll Rhythm game being released for Windows 64-bit systems. The goal of the game is for the player to help the protagonist regain their lost memories, which is done by completing a series of Rhythm-based Levels. The game will consist of 6 chapters (including a prologue and epilogue), with each beatmap's song and its genre linking to what the protagonist feeling in that moment.
'What will my responsibility be?'
As mentioned in the title, I'm looking for a systems programmer to collaborate with my Game Designer to make an internal Beatmap Editor. This editor will be used to create levels for the game's demo and beyond.
In terms of qualifications, I'd ideally like to have someone who:

• is proficient with Blueprints and C++ in Unreal Engine 5.
• loves problem-solving.
• has a keen eye for detail.
• able to communicate well with the team and the ideas they explore.
• has experience building level editors (big plus).
• loves to play rhythm games.

Payment: While the project is self-funded, the price can be negotiated.
Contact: if you're curious about the role or would like to apply, message me on Discord (OSAKA-6#7008) with a link to your portfolio and the word FRAGMENT. The GDD is available on request.
I look forward to hearing from you soon!

Hi there!
I received my first payment for SDI while I am on it for maternity leave , filled out the 2500A document they sent to recertify for 5/17 and I still haven’t received my second payment. Anyone know why it could be taking a while?
Also is it normal for the recovery date to only be allowed to be the date you are filling the form out? I tried to list my recovery date as my return to work date but it said I had to list it as 5/17 and now I am worried I filled it out wrong.
Any ideas?

Hello, lovely people of reddit. I’ve never done this before, but need help desperately. I (F23) had my hours dramatically cut with no warning and not make about 1,000 US dollars per month. $600 goes to bills, $150 to medication (chronic illness and epilepsy), and the rest to groceries. I had to stop going to trauma related therapy just to pay for groceries. I applied to EDD, but as I’m an independent contractor they said Im not eligible. I am usually out of money before my next check. During those times I sometimes need to use credit to get by, and am near maxed out. I’m usually great with credit and had an above 710 score before this. My boyfriend (29M) works as much as he can and usually makes decent money, but has been slapped with a $3,000 bill due in the next few days. The bill is actually a parents and was supposed to be transferred to the person he was helping, but that parent keeps dodging responsibility for any of it. It will be moved to his name after it’s paid. With a payment plan, it is still $800 up front. In addition, our $1400 rent is due in a few days. We wouldn’t be behind if it wasn’t for this other bill. We cancelled our anniversary plans and he will be working all weekend. Before you ask, I do have a job lined up and training begins on the 13th, work starts on the first of July. I can’t wait to work more and avoid these issues in the future. For the time being, I have $7 in my account. I have no one to ask for help, and tried to find online or in person work but live in a small town and really struggled to find a job. The one I start soon is a trade, thus the delay (but also promise). I’m clueless as far as what to do. I’ve never been in a such a difficult place financially. Any advice or help would be wonderful, we’re sinking fast and it’s all out of no where. I can provide proof as well (of any of this) if needed. My venmo is mayk2001 Please DM for my paypal, it has my name so I want to be careful posting. We can pay anyone back who helps within the next two weeks.
TDLR: i’m being slammed with bills and struggling to keep my life together before my job starts.

Hello, kind people of reddit. I’ve never done this before, but I’m out of options. I (F23) had my hours dramatically cut with no warning and not make about 1,000 US dollars per month. $600 goes to bills, $150 to medication (chronic illness and epilepsy), and the rest to groceries. I had to stop going to trauma related therapy just to pay for groceries. I applied to EDD, but as I’m an independent contractor they said Im not eligible. I am usually out of money before my next check. During those times I sometimes need to use credit to get by, and am near maxed out. I’m usually great with credit and had an above 710 score before this. My boyfriend (29M) works as much as he can and usually makes decent money, but has been slapped with a $3,000 bill due in the next few days. The bill is actually a parents and was supposed to be transferred to the person he was helping, but that parent keeps dodging responsibility for any of it. It will be moved to his name after it’s paid. With a payment plan, it is still $800 up front. In addition, our $1400 rent is due in a few days. We wouldn’t be behind if it wasn’t for this other bill. We cancelled our anniversary plans and he will be working all weekend. Before you ask, I do have a job lined up and training begins on the 13th, work starts on the first of July. I can’t wait to work more and avoid these issues in the future. For the time being, I have $7 in my account. I have no one to ask for help, and tried to find online or in person work but live in a small town and really struggled to find a job. The one I start soon is a trade, thus the delay (but also promise). I’m clueless as far as what to do. I’ve never been in a such a difficult place financially. Any advice or help would be wonderful, we’re sinking fast and it’s all out of no where. I can provide proof as well (of any of this) if needed. My Venmo is mayk2001 Please DM for my cashapp or paypal, it has my name so I want to be careful posting. We can pay anyone back who helps within the next two weeks.
TDLR: i’m being slammed with bills and struggling to keep my life together before my job starts.

Hello, lovely people of reddit. I’ve never done this before, but need help desperately. I (F23) had my hours dramatically cut with no warning and not make about 1,000 US dollars per month. $600 goes to bills, $150 to medication (chronic illness and epilepsy), and the rest to groceries. I had to stop going to trauma related therapy just to pay for groceries. I applied to EDD, but as I’m an independent contractor they said Im not eligible. I am usually out of money before my next check. During those times I sometimes need to use credit to get by, and am near maxed out. I’m usually great with credit and had an above 710 score before this. My boyfriend (29M) works as much as he can and usually makes decent money, but has been slapped with a $3,000 bill due in the next few days. The bill is actually a parents and was supposed to be transferred to the person he was helping, but that parent keeps dodging responsibility for any of it. It will be moved to his name after it’s paid. With a payment plan, it is still $800 up front. In addition, our $1400 rent is due in a few days. We wouldn’t be behind if it wasn’t for this other bill. We cancelled our anniversary plans and he will be working all weekend. Before you ask, I do have a job lined up and training begins on the 13th, work starts on the first of July. I can’t wait to work more and avoid these issues in the future. For the time being, I have $7 in my account. I have no one to ask for help, and tried to find online or in person work but live in a small town and really struggled to find a job. The one I start soon is a trade, thus the delay (but also promise). I’m clueless as far as what to do. I’ve never been in a such a difficult place financially. Any advice or help would be wonderful, we’re sinking fast and it’s all out of no where. I can provide proof as well (of any of this) if needed. My venmo is mayk2001 Please DM for my paypal, it has my name so I want to be careful posting. We can pay anyone back who helps within the next two weeks.
TDLR: i’m being slammed with bills and struggling to keep my life together.

I (F23) had my hours dramatically cut with no warning and not make about 1,000 US dollars per month. $600 goes to bills, $150 to medication (chronic illness and epilepsy), and the rest to groceries. I had to stop going to trauma related therapy just to pay for groceries. I applied to EDD, but as I’m an independent contractor they said Im not eligible. I am usually out of money before my next check. During those times I sometimes need to use credit to get by, and am near maxed out. I’m usually great with credit and had an above 710 score before this. My boyfriend (29M) works as much as he can and usually makes decent money, but has been slapped with a $3,000 bill due in the next few days. The bill is actually a parents and was supposed to be transferred to the person he was helping, but that parent keeps dodging responsibility for any of it. It will be moved to his name after it’s paid. With a payment plan, it is still $800 up front. In addition, our $1400 rent is due in a few days. We wouldn’t be behind if it wasn’t for this other bill. We cancelled our anniversary plans and he will be working all weekend. Before you ask, I do have a job lined up and training begins on the 13th, work starts on the first of July. I can’t wait to work more and avoid these issues in the future. For the time being, I have $7 in my account. I have no one to ask for help, and tried to find online or in person work but live in a small town and really struggled to find a job. The one I start soon is a trade, thus the delay (but also promise). I’m clueless as far as what to do. I’ve never been in a such a difficult place financially. Any advice or help would be wonderful, we’re sinking fast and it’s all out of no where. I can provide proof as well (of any of this) if needed. My venmo is mayk2001 Please DM for my paypal, it has my name so I want to be careful posting. We can pay anyone back who helps within the next two weeks.
TDLR: i’m being slammed with bills and struggling to keep my life together.

I (F23) had my hours dramatically cut with no warning and not make about 1,000 US dollars per month. $600 goes to bills, $150 to medication (chronic illness and epilepsy), and the rest to groceries. I had to stop going to trauma related therapy just to pay for groceries. I applied to EDD, but as I’m an independent contractor they said Im not eligible. I am usually out of money before my next check. During those times I sometimes need to use credit to get by, and am near maxed out. I’m usually great with credit and had an above 710 score before this. My boyfriend (29M) works as much as he can and usually makes decent money, but has been slapped with a $3,000 bill due in the next few days. The bill is actually a parents and was supposed to be transferred to the person he was helping, but that parent keeps dodging responsibility for any of it. It will be moved to his name after it’s paid. With a payment plan, it is still $800 up front. In addition, our $1400 rent is due in a few days. We wouldn’t be behind if it wasn’t for this other bill. We cancelled our anniversary plans and he will be working all weekend. Before you ask, I do have a job lined up and training begins on the 13th, work starts on the first of July. I can’t wait to work more and avoid these issues in the future. For the time being, I have $7 in my account. I have no one to ask for help, and tried to find online or in person work but live in a small town and really struggled to find a job. The one I start soon is a trade, thus the delay (but also promise). I’m clueless as far as what to do. I’ve never been in a such a difficult place financially. Any advice or help would be wonderful, we’re sinking fast and it’s all out of no where. I can provide proof as well (of any of this) if needed. I would like to pay back anyone who helps. My venmo is mayk2001 Please DM for my paypal, it has my name so I want to be careful posting. We can pay anyone back who helps within the next two weeks.
TDLR: i’m being slammed with bills and struggling to pay for food

I (F23) had my hours dramatically cut with no warning and not make about 1,000 US dollars per month. $600 goes to bills, $150 to medication (chronic illness and epilepsy), and the rest to groceries. I had to stop going to trauma related therapy just to pay for groceries. I applied to EDD, but as I’m an independent contractor they said Im not eligible. I am usually out of money before my next check. During those times I sometimes need to use credit to get by, and am near maxed out. I’m usually great with credit and had an above 710 score before this. My boyfriend (29M) works as much as he can and usually makes decent money, but has been slapped with a $3,000 bill due in the next few days. The bill is actually a parents and was supposed to be transferred to the person he was helping, but that parent keeps dodging responsibility for any of it. It will be moved to his name after it’s paid. With a payment plan, it is still $800 up front. In addition, our $1400 rent is due in a few days. We wouldn’t be behind if it wasn’t for this other bill. We cancelled our anniversary plans and he will be working all weekend. Before you ask, I do have a job lined up and training begins on the 13th, work starts on the first of July. I can’t wait to work more and avoid these issues in the future. For the time being, I have $7 in my account. I have no one to ask for help, and tried to find online or in person work but live in a small town and really struggled to find a job. The one I start soon is a trade, thus the delay (but also promise). I’m clueless as far as what to do. I’ve never been in a such a difficult place financially. Any advice or help would be wonderful, we’re sinking fast and it’s all out of no where. I can provide proof as well (of any of this) if needed. Please DM for my paypal, it has my name so I want to be careful posting. We can pay anyone back who helps within the next two weeks.
TDLR: i’m being slammed with bills and struggling to keep my life together.

I went on disability leave on March 16th. For maternity leave. I got a Notice of Computation, but never got a decision or any payments.
After I inquired about it twice and contacted my local representative. I finally got two messages in my inbox last night.
The first was asking for the dates of Spring Break (I’m a teacher.)
The second was asking me to print and sign the DE4365-Notice and Request for Eligibility Information and upload it with proof of my address.
My problems are: 1. How do I respond to the first question? I mean, giving the dates should be easy, but how do I reply to the message? There’s no “reply” button in the inbox that I can see.

1. Where do I upload the requested documents? There are no available forms in my edd.ca.gov portal and I can’t find any other area in which I can upload anything.

I’m usually good at navigating this sort of thing. I don’t know whether new motherhood has turned my brain to mush or if they forgot to make forms available to me.
Help, I am out of PTO and we would be in a lot of trouble if it weren’t for my husband’s income. My disability period is already going to end in 8 days and I haven’t gotten anything.

So I’ve just found out that this ‘college’ could quite possibly just be a scam as it’s similar to 24/7 training which has been a scam it’s call affinity construction training and I’m doing a plumbing course but it’s so bare and not 100% as advertised. Tutors don’t call up to see how you’re doing. All you do is read the text books watch some videos and complete online multiple questionnaires I’ve only ever gotten calls from Carnegie consumer finance about payment. I’ve read that some people don’t even get there qualification.. Apparently I have a legal contract to pay them the 7k for the course but after reading the bad reviews I don’t want to be part of it any help is greatly appreciated